Our Constant Efforts Land Others Trust
The proper amount of income protection is critical. Under-insuring one’s income
can have the same outcome as not insuring one’s income; both will eventually lead
to financial ruin. Disability income insurance is a cornerstone of any financial
plan or business obligation. We help our clients solve many issues with our extensive
ability to place disability insurance.
Becoming too sick or hurt to work can be devastating both emotionally and financially. We make sure our clients are properly educated to properly protect their incomes.
To discover more about potential disability insurance carriers, state agencies, and more click here.
Do you need a traditional employer sponsored group short-term disability or group
long-term disability plan for your employees? Or perhaps you have a more select
need that a traditional carrier may not be willing to cover such as a “high-risk
occupation” or you and your partners need a disability buy/sell policy?
Types of Disability Income Protection Policies Available:
- Individual Disability Income Insurance
- Group Long-
Term Disability Insurance - Group Short-
Term Disability Insurance - Group Voluntary Disability Income Insurance
- Group and Multi-
Life Disability Plans - Business Overhead Expense (BOE)
- “Key Man” or “Key Employee” Disability Coverage
- Bank Loan Guarantee Disability
- Buy/Sell Disability Coverage
- Severance Disability Insurance
- Pension Completion Plans
Non-Traditional Disability Policies and Situations Available:
- Automatic Issue or “Piggy Back” plans
- Buy-
In Disability Plans - Difficult Occupation Disability Plans Including:
- Actors
- Artists
- Camera Crew
- Fishermen
- Loggers
- Off Shore Oil Workers
- Pilots
- Photographers
- Professional Athletes
- Ships’ Captains
- Stunt People
- Writers
- Excess Coverage Policies
- High Net Worth Individual Plans
- Impaired Health Disability Plans
- Inconsistent Income Disability
- Overseas Workers Disability Coverage
- “Rainmaker” Disability Income Insurance
- Senior Age Disability Coverage
- Special Avocations Carve-
Out Plans - Unusual Income (large amounts of ‘Unearned Income’)
- War Zone Workers Disability Coverage
Whatever your disability income protection needs, our advisors help you navigate the various policies and ensure that you find the policy that fits your situation and properly addresses your income replacement. We believe the best disability policy will cover the most amount of income in the most situations. Don’t let an unforeseen accident or illness take you or your firm into a dark situation.
Connect with Ocelot Group for a full plan evaluation to see how your offering stacks up in terms of coverage, benefits, cost, network options, and more.
Or Call Us
PILOT DISABILITY PLANS
Many times traditional carriers are unwilling to cover professional pilots. If you hold a current FAA license often times we can help our clients secure coverage that is fast and simple. Even better many times we can do this without requiring a medical examination.
Specifically Designed Pilot Policies:
• Commercial Pilots
• Corporate Pilots
• Cargo Pilots
• Aerial Applicators
• Agricultural Pilots
• Firefighter Pilots
• Air Show Pilots
• Test Pilots
• Air Ambulance Pilot
Disability Income Protection Plans