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The proper amount of income protection is critical.  Under-insuring one’s income can have the same outcome as not insuring one’s income; both will eventually lead to financial ruin.  Disability income insurance is a cornerstone of any financial plan or business obligation. We help our clients solve many issues with our extensive ability to place disability insurance.  

Becoming too sick or hurt to work can be devastating both emotionally and financially.  We make sure our clients are properly educated to properly protect their incomes.

To discover more about potential disability insurance carriers, state agencies, and more click here.


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Do you need a traditional employer sponsored group short-term disability or group long-term disability plan for your employees?  Or perhaps you have a more select need that a traditional carrier may not be willing to cover such as a “high-risk occupation” or you and your partners need a disability buy/sell policy?


Types of Disability Income Protection Policies Available:




Non-Traditional Disability Policies and Situations Available:


Whatever your disability income protection needs, our advisors help you navigate the various policies and ensure that you find the policy that fits your situation and properly addresses your income replacement.  We believe the best disability policy will cover the most amount of income in the most situations.  Don’t let an unforeseen accident or illness take you or your firm into a dark situation.

Connect with Ocelot Group for a full plan evaluation to see how your offering stacks up in terms of coverage, benefits, cost, network options, and more.


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PILOT DISABILITY PLANS


Many times traditional carriers are unwilling to cover professional pilots.  If you hold a current FAA license often times we can help our clients secure coverage that is fast and simple.  Even better many times we can do this without requiring a medical examination.


Specifically Designed Pilot Policies:

     • Commercial Pilots

    • Corporate Pilots

    • Cargo Pilots

    • Aerial Applicators

    • Agricultural Pilots

    • Firefighter Pilots

    • Air Show Pilots

    • Test Pilots

    • Air Ambulance Pilot



Disability Income Protection Plans